First Savings Financial Stock Analysis

First Stock Analysis Notes

About 21.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.2. Some equities with similar Price to Book (P/B) outperform the market in the long run. First Savings Financial last dividend was issued on the 15th of December 2025. The entity had 3:1 split on the 16th of September 2021. First Savings Financial Group, Inc. operates as the bank holding company for First Savings Bank that provides various financial services to consumers and businesses in southern Indiana. First Savings Financial Group, Inc. was incorporated in 2008 and is based in Jeffersonville, Indiana. First Savings operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 550 people. To learn more about First Savings Financial call Larry Myers at 812 283 0724 or check out https://www.fsbbank.net.

First Savings Financial Investment Alerts

First Largest EPS Surprises

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First Savings Environmental, Social, and Governance (ESG) Scores

First Stock Institutional Investors

Note, although First Savings' institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

First Market Capitalization

The company currently falls under 'Small-Cap' category with a current market capitalization of 238.37 M.

First Profitablity

The company has Profit Margin (PM) of 0.28 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.34 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.34.

Management Efficiency

At this time, First Savings' Return On Assets are most likely to slightly decrease in the upcoming years. At this time, First Savings' Other Assets are most likely to increase significantly in the upcoming years. The First Savings' current Total Current Assets is estimated to increase to about 377.6 M, while Intangible Assets are projected to decrease to roughly 3.6 M. First Savings' management efficiency ratios could be used to measure how well First Savings manages its routine affairs as well as how well it operates its assets and liabilities.

Technical Drivers

As of the 3rd of February, First Savings shows the Coefficient Of Variation of 971.94, mean deviation of 1.19, and Downside Deviation of 1.42. First Savings Financial technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices. Please confirm First Savings Financial variance, maximum drawdown, as well as the relationship between the Maximum Drawdown and semi variance to decide if First Savings Financial is priced favorably, providing market reflects its regular price of 33.98 per share. Given that First Savings has jensen alpha of 0.1406, we urge you to verify First Savings Financial's prevailing market performance to make sure the company can sustain itself at a future point.

First Savings Financial Price Movement Analysis

First Savings Financial Insider Trading Activities

First Savings Predictive Daily Indicators

First Savings Corporate Filings

First Savings Forecast Models

First Savings' time-series forecasting models are one of many First Savings' stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary First Savings' historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

First Savings Financial Debt to Cash Allocation

First Savings Financial currently holds 2.21 B in liabilities with Debt to Equity (D/E) ratio of 8.2, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about First Savings' use of debt, we should always consider it together with its cash and equity.

First Savings Total Assets Over Time

First Savings Assets Financed by Debt

The debt-to-assets ratio shows the degree to which First Savings uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

First Savings Debt Ratio

11.0

It seems as most of the First Savings' assets are financed through equity. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the First Savings' operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of First Savings, which in turn will lower the firm's financial flexibility.

First Net Debt

Stock analysis is the technique used by a trader or investor to examine and evaluate how First Savings prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling First shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as First Savings. By using and applying First Stock analysis, traders can create a robust methodology for identifying First entry and exit points for their positions.

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. First analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. First analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.

First Savings Financial stock analysis indicators help investors evaluate how First Savings stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading First Savings shares will generate the highest return on investment. By understating and applying First Savings stock analysis, traders can identify First Savings position entry and exit signals to maximize returns.

When running First Savings' price analysis, check to measure First Savings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Savings is operating at the current time. Most of First Savings' value examination focuses on studying past and present price action to predict the probability of First Savings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Savings' price. Additionally, you may evaluate how the addition of First Savings to your portfolios can decrease your overall portfolio volatility.